As we find ourselves at the beginning of a new year, we’re delighted to introduce the Winter 2025/26 issue of Vision: The power of perspective – See further. Plan smarter.
This issue places some emphasis on the recent Autumn Budget and the impact of the announcements on both individuals and businesses. To help you contextualise the changes, our team have sought to provide useful insight relating to several key areas, including Income Tax, salary sacrifice, pensions, Inheritance Tax, and wealth transfers.
Bringing the issue to a close is a segment focusing on accomplishments. Professionally, 2025 was a great year for both our business and team - so we’re proud to highlight some notable achievements!
We trust you’ll find the articles in this edition of Vision to be insightful and packed full of useful context. Please get in touch with your financial planner should you wish to discuss any of the topics in this issue or provide any feedback you might have - we’d love to hear your thoughts.
FREEZING THE THRESHOLDS – WHAT A DRAG!
Income Tax squeeze extended in Budget 2025
THE IMPACT OF THE BUDGET ON OUR CLIENTS
Stephenson Smart’s perspective
SALARY SACRIFICE ON WORKPLACE PENSIONS
What’s changing and what employers should do next
CONCERNED ABOUT OUTLIVING YOUR PENSION IN RETIREMENT?
Analysis shows how withdrawal rates, investment growth and planning choices affect the longevity of your savings
PENSIONS TO FALL UNDER INHERITANCE TAX RULES FROM APRIL 2027
How upcoming changes could affect estate valuations and beneficiary payouts
WHY SILENCE COSTS FAMILIES
Planning, talking and protecting more of your legacy from tax and disputes
WHAT’S NEW AT SG WEALTH MANAGEMENT?
Recapping recent developments