Contents

A TRIP DOWN MEMORY LANE

Looking back at 20 years of SGWM

TWENTY YEARS OF WINNING BY NOT LOSING

‘Staying in the game’ by avoiding permanent capital loss

WHAT DOES THE AUTUMN BUDGET 2021 MEAN FOR YOU?

Preparing the country for an ‘age of optimism’

DRIVING HEALTH AND SOCIAL CARE INTEGRATION

Enabling more people to live healthy, fulfilled, independent and longer lives

INHERITANCE TAX

Tax-efficient giving

BUILDING A BETTER WORLD

Your pension is more than just a retirement fund

COMMITTED TO TECHNOLOGY

How our investment in technology benefits you

HELPING US TO HELP YOU

Your feedback to our survey helps us improve our services

WARM WELCOMES AND A 10-YEAR MILESTONE

Katie Jones reached her 10-year milestone with us in September!

SGWM IN THE COMMUNITY

Supporting our charitable partners

WORKPLACE PENSION SWITCHING

Reviewing your workplace